Start with what you’re trying to accomplish.
FINANCING OVERVIEW
Start with what you’re trying to accomplish.
John can help you compare the financing paths that fit.
See below for your options.
John Bramley
Loan Originator · USMC Veteran
NMLS 192835
Licensed in SC, GA, and NJ
Financing options
Start with what you are trying to do.
Choose the financing need closest to yours. Each page covers where it may fit, what John will review, and the questions worth asking before you apply.
Home Purchase
Purchase financing for primary homes, second homes, and eligible investment properties, with the loan structure matched to the borrower and property.
View detailsVA Loans
VA-backed purchase financing for eligible Veterans, service members, and qualifying surviving spouses, with benefits that may include no down payment and no monthly mortgage insurance.
View detailsJumbo Loans
Financing for higher value properties when the loan amount exceeds the applicable conforming limit.
View detailsNon QM Loans
Flexible financing for borrowers whose income, assets, or investment profile may not fit a standard qualified mortgage framework.
View detailsRefinance
A fresh look at rate, term, equity, payment, and cash flow before replacing an existing mortgage.
View detailsHome Equity Options
Compare ways to access equity for renovations, debt strategy, major expenses, or investment without assuming a full refinance is the only route.
View detailsHELOC
A revolving line of credit secured by home equity that can provide flexible access to funds while leaving the first mortgage in place.
View detailsCommercial Financing
Financing paths for eligible business and investment real estate, with terms driven by the property, cash flow, borrower, and lender.
View detailsNot sure which category you belong in?
You do not need to diagnose your own mortgage. Tell John what you are buying, refinancing, or trying to accomplish and he can help narrow the path.
Program availability, eligibility, rates, costs, and guidelines vary by borrower, property, state, lender, and market conditions. This site is for general educational purposes and is not a commitment to lend. John Bramley · NMLS 192835 · Barrett Financial Group, L.L.C. · NMLS 181106.